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Open/Close Menu Waters & Hardy LLC is a Dallas CPA firm founded in 1981. Our CPA firm in Dallas provides a full range of financial planning services and corporate benefits for our clients.

We provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child’s college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process.

Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to a secure future.

  • Retirement Planner

    Quickly determine if your retirement plan is on track – and learn how to keep it there. Click to View

  • Social Security Benefits

    The IRS requires that you withdraw at least a minimum amount – known as a Required Minimum Distribution – from your retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning. Use this calculator to determine your Required Minimum Distributions. Click to View

  • Mortgage Calculator

    This calculator will show the total interest and total payment of your mortgage based on the loan amount, term and interest rate entered.

  • Amortizing Loan Calculator

    Enter your desired payment – and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

  • Net to Gross Paycheck Calculator

    This calculator helps you determine the gross paycheck needed to provide a required net amount.

  • Financial Ratios

    This calculator is designed to show you ten different financial ratios. Financial ratios are used as indicators that allow you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability. Click to View

  • Required Minimum Distributions

    The IRS requires that you withdraw at least a minimum amount – known as a Required Minimum Distribution – from your retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning. Use this calculator to determine your Required Minimum Distributions. Click to View

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